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Add or remove US sales tax from a price.
US Paycheck Calculator (2026)
Estimate federal withholding and take-home pay for hourly or salary jobs in the United States. Results are educational, not tax advice.
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Educational 2026 U.S. estimate using IRS inflation-adjusted brackets, standard deduction, Social Security (6.2% up to $184,500), and Medicare (1.45%). Not tax, payroll, or legal advice.
Estimated take-home this check
$0
Gross pay$0
Pre-tax deductions$0
Federal income tax$0
Social Security$0
Medicare$0
State + local$0
Take-home %0%
Est. annual net$0
How it works
- Choose salary or hourly, pay frequency, and filing status.
- Add pre-tax 401k or health deductions, extra withholding, and an optional state tax rate.
- Read estimated net pay, FICA, federal tax, and annualized take-home.
Features
- Hourly (with overtime) and annual salary modes
- Weekly, biweekly, semimonthly, monthly, or annual pay periods
- 2026 federal brackets and standard deduction
- Social Security wage base and Medicare (including additional Medicare)
- Pre-tax percent and dollar deductions, post-tax amounts
- Optional state and local percentage withholding
How your take-home pay is calculated
Your gross pay is reduced by pre-tax deductions such as a traditional 401(k), health insurance, or HSA contributions. Federal income tax is then estimated from 2026 IRS brackets after the standard deduction for your filing status. Social Security takes 6.2% of wages up to the $184,500 wage base, and Medicare takes 1.45%, plus an extra 0.9% on high earnings.
Finally, state and local income tax and any post-tax deductions (like a Roth 401(k) or garnishment) come out, leaving your net pay for the period.
States with no income tax on wages
If you live in Alaska, Florida, Nevada, New Hampshire, South Dakota, Tennessee, Texas, Washington, or Wyoming, enter 0% for state tax. In other states, use your approximate withholding rate. Some cities, such as New York City and Philadelphia, also have local income tax you can add.
US Paycheck Calculator FAQ
No. It is a planning calculator. Use IRS tables, your payroll provider, or a tax professional for filing.
You enter a state (and optional local) percentage. Full state withholding tables are not modeled. States with no income tax should use 0%.
Federal brackets, standard deduction, and the Social Security wage base follow 2026 IRS / SSA figures used for this educational estimate.
Yes. In hourly mode, overtime hours are paid at 1.5× the hourly rate on this check.
Usually not. Employers use your W-4, state tables, benefits, and rounding rules. Treat this as a transparent estimate.
For a single filer with 6% 401(k) and $150 per check in pre-tax benefits and no state tax, take-home is roughly $2,055 per biweekly check. Enter your own details for a personal estimate.
Multiply your hourly rate by hours per week and then by 52. For example, $25 × 40 × 52 = $52,000 a year.